From Exclusion to Empowerment
A New Chapter in Financial Inclusion
Imagine not being able to pay rent, get a job, or receive benefits, all because you don’t have a bank account. For nearly a million adults in the UK, this is reality.
After more than 30 years of working with the UK public sector, helping millions of individuals through secure and accessible payment solutions, allpay is proud to introduce its next venture: DOSH.
DOSH is a digital account and prepaid card designed for people too often overlooked by traditional banking systems. Built on allpay’s trusted legacy, it represents a fresh, focused commitment to tackling financial exclusion head-on.
Why DOSH?
Despite the UK’s advanced financial infrastructure, an estimated 0.9 million adults remain unbanked. Many are tenants, migrants, or people receiving benefits – individuals already facing financial vulnerability. Without access to a bank account, it becomes significantly harder to secure housing, find employment, or build long-term financial security.
DOSH addresses this problem directly. By working with local authorities, housing associations, and community organisations, it will provide a practical, accessible alternative to traditional accounts – one that meets people where they are.
What Makes DOSH Different?
DOSH combines simplicity with support, offering a financial lifeline that’s accessible, intuitive, and built with real people in mind.
Key Features:
- Digital account and prepaid contactless Mastercard
- Faster payments and support for Direct Debits
- Transparent money management via a secure mobile app
- Card controls and fraud protection
- Real human support, not just chatbots
- Easy onboarding, even without traditional forms of ID
- Clear, jargon-free communication with no hidden fees
Whether someone has struggled to open a traditional bank account or simply wants more control and clarity over their money, DOSH is built to meet them where they are, securely and confidently.
Visit Us at Money 20/20
DOSH is launching soon – and we’re excited to share more at Money 20/20.
Find us in Hall 7 on Stand 7D60, where the DOSH team will be on hand to walk you through live demos, answer questions, and explore partnership opportunities.
We’ll also be giving away some exciting freebies including branded bags, flip flops, energy drinks, and iced coffees. Whether you’re curious about the technology, looking to collaborate, or just want to learn more, come by for a conversation.
Looking Ahead
The challenge of financial exclusion isn’t limited to the UK. Across the EU, over 13 million people remain unbanked, with many more relying on limited or informal financial services. DOSH was built with scalability in mind, with the aim of one day offering a model that can grow beyond borders.
Our mission is simple: give people the tools they need to move from financial exclusion to financial empowerment. With the support of allpay’s decades of experience, DOSH is ready to play a meaningful role in building a more inclusive financial future.
Stay in the Loop
DOSH is launching soon. To be among the first to access the service, register your interest now at www.mydosh.com.
The DOSH prepaid card is issued by allpay Ltd pursuant to license by Mastercard International Incorporated. allpay Ltd is a company regulated by the Financial Conduct Authority. (FRN 900539) for the issuance of electronic money. Head office and registered address: Fortis et Fides, Whitestone Business Park, Whitestone Hereford, Herefordshire, HR1 3SE (Company No 02933191). Mastercard® is a registered trademark of Mastercard International Incorporated.